NAXSoft

Weeping cloudng

Investments. Management expences.

EGSP - RRSP

    BLK LP Index Retirement           0.45 %
    BLK LP Index 2020 Fund            0.45 %
    BLK LP Index 2030 Fund            0.46 %
    BLK LP Index 2040 Fund            0.45 %
    BLK LP Index 2045 Fund            0.45 %
    BLK LP Index 2050 Fund            0.48 %
    BLK US Equity Index Reg           0.33 %
    BLK EAFE Equity Index             0.39 %
    BLK S&P/TSX Comp Index            0.33 %
    BLK Global Equity Index           0.47 %   
    BLK Bond Index Fund               0.33 %
    PIMCO Cdn Core Plus Bond          0.64 %
    TDAM Low Vol Cdn Equity           0.43 %
    

EGSP - Saving plan

    BLK LP Index Retirement           0.45 %
    BLK LP Index 2020 Fund            0.45 %
    BLK LP Index 2030 Fund            0.46 %
    BLK LP Index 2040 Fund            0.45 %
    BLK LP Index 2045 Fund            0.45 %
    BLK LP Index 2050 Fund            0.48 %
    BLK US Equity Index               0.33 %
    BLK EAFE Equity Index             0.39 %
    BLK S&P/TSX Comp Index            0.33 %
    BLK Global Equity Index           0.47 %   
    BLK Bond Index Fund               0.33 %   
    PIMCO Cdn Core Plus Bond          0.64 %
    TDAM Low Vol Cdn Equity           0.43 %
    

DCPP - Registered DC Pension Plan

    DCPP-BLK LP Retirement            0.26 %
    DCPP-BLK LP Index 2020            0.26 %
    DCPP-BLK LP Index 2030            0.27 %
    DCPP-BLK LP Index 2040            0.26 %
    DCPP-BLK LP Index 2045            0.25 %  
    DCPP-BLK LP Index 2050            0.28 %
    DCPP - BLK US Equity Ind.         0.14 %
    DCPP - BLK EAFE Index             0.19 % 
    DCPP - BLK S&P/TSX Index          0.14 %
    DCPP - BLK Global Equity          0.27 %
    DCPP - BLK Bond Index             0.14 %
    DCPP - PIMCO Cdn CorePlus         0.43 %
    DCPP - TDAM Low Vol Cdn Eq        0.22 %
    

Tangerine

    Balanced Income                   1.07%
    Balanced                          1.07%
    Balanced Growth                   1.07%
    Equity Growth                     1.07%
    

Vangard

    FTSE Canada All Cap               0.05%
    FTSE All-World ex Canada          0.25%
    U.S. Total Market                 0.17%
    FTSE Developed ex North America   0.20% 
    FTSE Emerging Markets             0.23% 
    

Weight loss

I had a plan to loose some weight before my Cuban vacation. And slowly but surely I've been losing it. My current weight is around 170 lbs and my original weight was 190 lbs.

The results come from a few adjustments to my life style: regular exercise (40 minutes of walking during my lunch break and ~30-50 min of indoor cycling after work) and a slightly better diet (portion control, less carbs more veggies).

The result is not too impressive and sometimes it is frustrating not to see a steady progress. One day I could loose 4 lbs only to gain 8 the next day. But the overall trend is clear.

Once I reach 165 lbs I will start exercising more with weights and concentrate on increasing my muscle mass so I might gain some weight back.

Hello again

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    Hash: SHA512
    
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    -----BEGIN PGP SIGNATURE-----
    Version: Keybase OpenPGP v1.1.3
    Comment: https://keybase.io/crypto
    
    wsBcBAABCgAGBQJUV9SYAAoJEC5/9AJ38WsXkTYH/2xuyA+h2BtdClJ1TU3ySd5L
    iGyoXRnL84uQIItdFlNxXnBorYNedLnAN9iTEacCeTs13X26o0jnXL7p62X4+3HS
    EZRdk5tFIs8pXfv13UqwV7h5U4np1MmqfTm2vV8vMUye27izWUCpRfxRFF1bGJxa
    oCX1DtkdsdA3PlJYtKkG/GTG5zvb4jiTf9Z/Qba6kG4d+KB6Qsomv5zFsQwWnzmJ
    BIQvBEEkR9x+LW7ps1hnLaCe7XVRQrLv3e29K8EYJXkULsx9gpVxIjfhJFXhL0B8
    PkorIv8uCmNzmFPEgpzCJETcJWAU56dv5uEy8wInomnR0d2XFVECLj05Y6gdMbg=
    =Toon
    -----END PGP SIGNATURE-----
    

Bike Maintenance

Bought some stuff to maintain my bike:

  • This season I plan to ride mostly on asphalt roads so I bought new set of slick tires to replace mountain bike style tires.
  • Crank Puller -- to fix the stucked chain. Crank Puller
  • Bicycle Tire Levers.

I'm thinking about buying a bicycle trainer to do workouts in winter months and when it rains, but they are expensive.

Vacations

Awesome news, me and my friends are goind to Cuba for two weeks!
Cuba, Image credit: NASA

I want a new bike

Man new bicyles are expensive. Since my mountain bike is not a really a proper bike for city, and I want to ride faster, I've decided to buy a new bike.

I think that I need a road bike or a cyclocross bike. Cyclocross bike is a hybrid between road bike and a mountain bike. It has a frame of a road bike with tires that are appropriate for light off-road use. And that is pretty much what I want.

Right now I see two candidates:
MEC Côte

MEC Côte

and Giant Anyroad 1

Giant Anyroad 1

Both a very expensive: Côte costs 1350.00CAD and Anyroad costs 1,269.

Both bikes cost about the same, and have quality components

I will probably buy an Anyroad'er because it has two sets of breaks on the handlebar, I think it would be conviniet - no need to move hands to break.

UPDATE: Trek CrossRip $1349.
Trek CrossRip